Financial Literacy Resources

Bankrate.com

This web site is full of basic information about loans, credit, and other financial matters. It also has several online calculators and amortization schedules that allow students to see what happens when interest rates change or the value of paying more than the minimum payment.

Better Money Habits

Better Money Habits is a series of short videos developed as a partnership between Bank of America and the Khan Academy covering a wide variety of personal finance topics, including pans, debt, taxes, credit, buying a car, etc.

Cash Course

This program is designed specifically for college students and used by over 500 colleges and universities to promote financial literacy. It offers a range of instruction on credit and debit cards, savings, identity theft, paying for college, and retirement.

EconEdLink

EconEdLink provides over 400 lesson plans on a wide variety of concepts in both economics and personal finance. Most of the lessons are self-contained and include a student handout as well as a teacher’s guide with answers.

Federal Reserve Education

This searchable website offers a variety of resources in both economics and personal finance. It includes videos, online courses, and a variety of other resources for educators as well as consumers and parents. Several of their materials have also been translated into Spanish.

High School Financial Planning Program

This free, comprehensive curriculum package is designed primarily for students in high school. However, it can be easily adapted to other settings.

Investopedia

Investopedia is the world’s largest financial education website, containing a little bit of everything related to personal finance as well as the broader financial industry. One of its best features is a comprehensive dictionary of financial terms, explained for the average person to understand. It also has numerous online calculations and explanations of financial decisions.

Money Math - US Treasury

The US Treasury has adopted personal financial literacy as one of its agency initiatives and created a web page to help educators find classroom resources for children and youth. This curriculum features four lessons that can be downloaded free of charge. Each lesson uses basic math concepts to help teach personal finance concepts.

Money Smart - FDIC

As with several other government agencies, FDIC has personal financial literacy as part of its mission. One of its curricula, Money Smart, is designed to be used with low to moderate income individuals/families and is rather widely used with various audiences.

Council on Economic Education

The Council on Economic Education (CEC) offers a comprehensive K-12 program through a unique delivery model of affiliated state councils, university-based centers, and its new Internet campus. These programs include a variety of curriculum and activities related to general economics (micro, macro, and international), personal finance and entrepreneurship.

Junior Achievement

JA worldwide offers experiential programs designed to engage students in learning about workforce readiness, entrepreneurship and financial literacy. Its programs are divided into elementary, middle and high school. The traditional JA model involves community volunteers such as local business people, parents, retirees, or college students to partner with classroom teachers to present lessons.

Jump$tart Coalition for Personal Finance Literacy

The Jump$start Coalition is a national collaboration of organizations dedicated to improving the financial literacy of children and young adults. Its focus is primarily on students from kindergarten through college. The coalition is best known for its national bi-annual survey of high school students that measures their knowledge about personal finance concepts. Jump$tart provides a clearinghouse of personal finance materials on it website with free access to all users.

National Endowment for Financial Education (NEFE)

The National Endowment for Financial Education (NEFE) is a private nonprofit foundation that focuses on the financial health and well-being of individuals and families by partnering with other organizations that provide financial education to members of the general public. Its programs primarily target underserved populations such as youth, low-income individuals and families, and people facing special economic challenges. Two of its most noted programs are the NEFE High School Financial Planning Program, a personal finance curriculum for high school students, and Cash Course, an online non-commercial resource designed specifically to assist colleges and universities in engaging young adults in financial education.